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Axis Bank Home Loan

Axis Bank Home Loan

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Description

  • 8.80% – 11.75%
  • Fixed/Floating
  • 0.50% (min. ₹10,000)
  • One time fee
  • ₹5L – ₹10Crs
  • 1-30 Years

Axis Bank Home Loan Details

Apply for a home loan with Axis Bank and choose between fixed-rate and floating-rate packages. There is no prepayment penalty on floating-rate loans. Apply for a loan amount up to Rs.5 crore with a low processing fee.

Apply for a home loan with Axis Bank and choose between fixed-rate and floating-rate packages. There is no prepayment penalty on floating-rate loans. Apply for a loan amount up to Rs.5 crore with a low processing fee.

MCLR8.65%
Loan AmountMinimum: Rs.1 lakh, Maximum: Based on income
Processing FeesUp to 1% or min. Rs. 10,000/-
Penal Interest Rate24% p.a. or 2% per month
Prepayment/Foreclosure Charges0 – 2%
Max Tenure30 Years
Rate Packages AvailableFloating/Fixed

For information on other fees and charges such as switching fees, CERSAI charges, and issuance of duplicate documents, to name a few, visit the Axis Bank Home Loan Processing Fees & Charges webpage on our website.

Axis Bank Home Loan Interest Rates

Find below the interest rates for different home loan schemes offered by the bank. The rates offered on the loan depend on whether you’re a salaried employee or self-employed individual and what type of interest rate package you have chosen.

Axis Home Loan SchemesInterest Rate for SalariedInterest Rate for Self-Employed
Home Loan8.90% p.a. – 9.10% p.a.8.95% p.a. – 9.15% p.a.
Quik Pay Home Loan9.05% p.a. – 9.25% p.a.9.15% p.a. – 9.35% p.a.
Power Advantage Home Loan8.95% p.a. – 9.15% p.a.9% p.a. – 9.20% p.a.
Shubh Aarambh Home Loan8.90% p.a.8.95% p.a.
Fast Forward Loan8.90% p.a. – 9.10% p.a.8.95% p.a. – 9.15% p.a.
Asha Home Loan10.05% p.a. – 10.60% p.a.10.30% p.a. – 10.60% p.a.
Empower Home Loan9.55% p.a.9.55% p.a.
Super Saver Home Loan9.20% p.a. – 9.35% p.a.9.20% p.a. – 9.35% p.a.
Top Up Home LoanStarting from 8.90% p.a.Starting from 8.90% p.a.
Axis Home Loan SchemesInterest Rate for Salaried/ Self-Employed
Home Loan12% p.a.
QuikPay Home LoanNA
Power Advantage Home Loan9.10% p.a.
Shubh Aarambh Home Loan12% p.a.
Fast Forward Loan12% p.a.
Asha Home Loan12% p.a. – 12%.50% p.a.
Empower Home LoanNA
Super Saver Home LoanNA
Top Up Home Loan12% p.a.

Note: Fixed-rate home loans are applicable for a maximum loan tenure of 20 years.

Axis Bank Home Loan Schemes

Axis Bank offers home financing schemes for both salaried and self-employed individuals. Attractive rates and flexible tenures are some of the major highlights of Axis Bank home financing schemes.

The different types of housing loan plans offered by the bank include, Axis Bank Home Loan, QuikPay Home Loans, Power Advantage Home Loans, Shubh Aarambh Home Loan, Fast Forward Home Loan, Asha Home Loan, Empower Home Loan, Super Saver Home Loan, Top-Up Home Loan, and housing finance schemes for salaried and self-employed NRIs.

Axis Bank Home Loan

Axis Bank Home Loan

 
Key Highlights
  • Minimum financing of Rs.3 lakh
  • Option to choose fixed or floating rate of interest
  • Loans available for both salaried and self-employed individuals
  • Financing of up to 90% of the total property cost
Interest Rate for SalariedInterest Rate for Self-Employed
  • 8.90% p.a. onwards (floating rate)
  • 12% p.a. (fixed rate for 20 years)
  • 8.95% p.a. onwards (floating rate)
  • 12% p.a. (fixed rate for 20 years)

Axis Bank Shubh Aarambh Home Loan

Shubh Aarambh Home Loan

 
Key Highlights
  • Interest subsidy under Pradhan Mantri Awas Yojana (PMAY) available
  • EMI waived for 12 EMIs if you have a clean repayment record
  • Loans of up to Rs.30 lakh
  • Balance transfer facility available
Interest Rate for SalariedInterest Rate for Self-Employed
  • 8.90% p.a. onwards (floating rate)
  • 12% p.a. (fixed rate for 20 years)
  • 9.05% p.a. onwards (floating rate)
  • 12% p.a. (fixed rate for 20 years)

Axis Bank Fast Forward Home Loan

Fast Forward Home Loan
Key Highlights
  • 12 EMIs waived upon regular repayments made to the loan
  • No prepayment charges
  • Minimum financing of Rs.30 lakh
  • Tenure up to 30 years
Interest Rate for SalariedInterest Rate for Self-Employed
  • 8.90% p.a. onwards (floating rate)
  • 12% p.a. (fixed rate for 20 years)
  • 8.95% p.a. onwards (floating rate)
  • 12% p.a. (fixed rate for 20 years)

Axis Bank Asha Home Loan

Asha Home Loan

 
Key Highlights
  • Maximum loan amount of Rs.28 lakh
  • 12 EMIs waived depending on your banking history
  • Financing of up to 90% of the total property cost
Interest Rate for SalariedInterest Rate for Self-Employed
  • 10.05% p.a. onwards (floating rate of interest)
  • 12 to 12.50% p.a. (fixed rate for 20 years)
  • 10.30% p.a. onwards
  • 12 to 12.50% p.a. (fixed rate for 20 years)

Axis Bank NRI Home Loan

NRI Home Loan

 
Key Highlights
  • Minimal processing fees
  • Flexible tenures
  • Hassle-free process
Interest Rate for SalariedInterest Rate for Self-Employed
  • 8.90% p.a. onwards (floating rate)
  • 12% p.a. (fixed rate)
  • 8.95% p.a. onwards (floating rate)
  • 12% p.a. (fixed rate)

Axis Bank Empower Home Loan

Empower Home Loan

 
Key Highlights
  • Financing of up to Rs.1.5 crore
  • Interest rate reductions if you maintain a good repayment record
  • No prepayment charges
  • Balance transfer facility available
Interest RateProcessing Fee
9.55% p.a. onwardsUp to 1% of the loan amount + GST

Axis Bank Super Saver Home Loan

Super Saver Home Loan

 
Key Highlights
  • Minimum loan amount of Rs.50 lakh
  • No prepayment charges
  • Save on the total interest payable
  • Tenure of up to 22 years
Interest RateProcessing Fee
9.20% p.a. onwardsUp to 1% of the loan amount + GST

Axis Bank QuikPay Home Loan

QuikPay Home Loan

 
Key Highlights
  • Save more on interest
  • Pay higher amount of principal earlier in the tenure
  • No prepayment charges
  • Option to avail balance transfer facility
Interest Rate for SalariedInterest Rate for Self-Employed
9.05% p.a. onwards (floating rate)9.15% p.a. onwards (floating rate)

Axis Bank Power Advantage Home Loan

Power Advantage Home Loan

 
Key Highlights
  • Fixed rate of interest for the initial two years of the loan
  • Interest subsidy under Pradhan Mantri Awas Yojana (PMAY) available
  • Avail balance transfer facility
  • Hassle-free documental and quick loan disbursal
Interest Rate for SalariedInterest Rate for Self-Employed
8.95% p.a. onwards (fixed + floating rate)9% p.a. onwards (fixed + floating rate)
Age21 years to 57 years
NationalityResident Indians and NRIs
Employment typeSalaried and self-employed
  • Proof of identity
  • Address proof
  • Birth certificate
  • Income proof
  • Processing fee cheques
  • Loan agreement document
  • Property documents
  • Own contribution proof
  • Sanction letter

You can get the benefits of the Pradhan Mantri Awas Yojana (PMAY) scheme through Shubh Aarambh and Power Advantage schemes. The benefits of PMAY include:

  • Interest subsidy on loans
  • Benefits for NRIs as well
  • Subsidy for tenures up to 20 years

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